Protecting your EHC lifetime maximum while travelling
Some travel insurance plans are 'second payor.' That means that they pass on any medical costs that you incur to your Extended Health Plan before the travel insurance starts to pay. And travel medical expenses can be very expensive. The problem with that is your EHC plan has a lifetime limit - the Green Shield Canada Plan's limit is $200,000 - and if your travel claim is large, it may use up your whole life-time limit. When that is gone you don't have any EHC plan anymore.
Both plans available from Johnson's through BCRTA are 'first payor' plans. That means that Medoc or Prestige Travel pays your travel medical costs without touching your EHC plan, whatever plan it is.
If you have travel insurance through Pacific Blue Cross (PBC) it is a bit more complicated. The new EHC plan provider, Green Shield Canada (GSC), provides coverage only in Canada. So if you have a travel claim somewhere in Canada, the first payer is GSC and PBC will pick up any costs that aren't covered. That claim will use some of your GSC life-time maximum.
But if your accident occurs outside of Canada, your PBC travel insurance will cover all costs without touching your GSC maximum. That's because GSC does not cover any expenses incurred outside of Canada.
I'm not a certified insurance professional but considering all this, perhaps now is the time to consult with an expert and consider switching to the BCRTA plans provided through Johnson Insurance. Call the Langley office of Johnson's and tell them that you are a BCRTA member. (604) 881-8840 or 1-866-799-0000 or email .
Gerry Tiede, BCRTA Pension and Benefits Committee Chair
Surrey Teachers' Strike 1974 - a video by the BC Labour Heritage Centre
On February 15th 1974, over 1000 Surrey (BC, Canada) teachers left their classrooms and schools, travelling by ferry to the Legislature in Victoria to protest the lack of action by the Provincial Government to reduce the large class sizes in Surrey, and in the rest of the province. The results of that protest were profound.
To watch the video:
Members who receive Pacific Blue Cross benefits from the Teachers' Pension Plan will have received a letter telling them about a change in the insurance carrier to Green Shield Canada. Please direct your calls and questions to the Teachers' Pension Plan Board of Trustees or Green Shield. Green Shield Information
As this plan is sponsored by the TPP Trustees, the BCRTA has no information about the new arrangements.
Declaration Concerning a National Health Care Strategy for Seniors
We need a national health care strategy for seniors that meets the changing needs of our population; and that protects, transforms and strengthens our national health care system for all Canadians. A declaration to that end emerged from a Roundtable in Vancouver in September 2015.
To view the participants of the Roundtable, click here